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Pool Contractor Insurance – General Liability

As a swimming pool contractor, you need the right general liability insurance policy to make sure that your business is protected in the event of an accident, physical injury, property damage or a lawsuit. General liability insurance will usually be your first line of defense against any claims made against your business. A necessary and often inexpensive insurance option, General Liability offers a variety of protections that will give you peace of mind.

Some examples of the protection usually given through a General Liability policy are:

  • Bodily injury
  • Property damage
  • Personal injury
  • Other situations such as slander, libel, copyright infringement and more.

Here are some of the details on our general liability plan:



$64/ month*

  • Per Project Aggregate Limit (Each Pool Job)
  • Blanket Waiver of Subrogation
  • Primary and Non-Contributory Wording


$350 annually per employee*

  • All limits are per member
  • Affordable protection for your business
  • No monthly membership fee


  • $1,000,000 Per Occurrence Limit/$3,000,000 General Aggregate Limit (all limits per member)
  • Per Project Aggregate Limit (each pool job)
  • $1,000,000 Personal & Advertising Injury Limit (Products/Completed Ops Aggregate Included)
  • $100,000 Damages to Premises Rented to You
  • $5,000 Medical Expense Limit
  • $50,000 pollution coverage on site and in transport (chemical clean-up/Hazmat)
  • $25,000/Occurrence $500,000/Aggregate Acid Washing Property Damage
  • $50,000/Occurrence $100,000/Aggregate Swimming Pool Pop Up
  • $25,000 Per Occurrence Property Damage Extension/Faulty Work Available
  • Blanket Additional Insured Endorsements
  • Coverage available for employees

General Liability covers third party injuries and property damages caused due to your operations. These are commonly referred to as slip, trip and fall policies. It’s not a very common that a third party will randomly wander onto your job site and hurt themselves, or that property other than the property you’re physically working on will be damaged.  That’s why it’s important your insurance policies are designed specifically for a swimming pool business, to cover the accidents that frequently happen in your line of work. Popped pool coverage, faulty workmanship and pollution coverage are just a few examples of the high % risks that aren’t addressed by a standard policy.

*Rates may vary depending upon the tax rate in your state and if premium financing is necessary.