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As a swimming pool and spa service contractor, you are responsible for ensuring that your customers’ pools and spas are running smoothly and without any issues. You travel from customer to customer, visiting single-family homes, apartment buildings, gyms, and other locations to provide maintenance and service. However, your business is not without risks. From workplace injuries to damage to customers’ property and specialized equipment, accidents can happen at any time and could have a significant impact on your bottom line.
To protect your business from these unique risks, it is important to have the right insurance coverage. At California Pool Association (CPA), we work with service companies of all sizes to provide tailored insurance solutions that meet their specific needs.
General liability insurance provides coverage for bodily injury, property damage, and personal injury that may occur on your business premises or while you are providing services to your customers. This type of coverage can help protect your business from lawsuits and financial damages that may result from accidents or incidents.
Workers’ compensation insurance provides coverage for medical expenses, lost wages, and other costs associated with workplace injuries. As a swimming pool and spa service contractor, your employees may be at risk of slip and fall injuries, back strains, and other types of injuries while working on customers’ properties. Workers’ compensation insurance can help protect your business from the financial impact of these types of injuries, and it is required in most states.
Truck insurance provides coverage for your business vehicles, including damage to the vehicle and liability for accidents. As a service contractor, you likely rely on a truck or other vehicle to transport your equipment and supplies to job sites. In the event of an accident, truck insurance can help cover the costs associated with repairs or replacement of your vehicle, as well as any liability claims. Personal auto policies may not provide sufficient coverage for company vehicle use. It is important to review your policy with your agent.
Tools and equipment insurance can offer support in the form of financial assistance for medical bills, wage loss, and other related expenses associated with workplace injuries.
At CPA, we understand the unique risks that swimming pool and spa service contractors face. That’s why we work with our clients to provide insurance solutions that meet their specific needs. Whether you are a small business or a large corporation, we can help you find the right coverage to protect your business from unexpected events.
To learn more about how we can help protect your swimming pool and spa service business, contact us today for a free quote. Our experts are ready to help you find the right insurance coverage for your business.